Financial Literacy for Everyone

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Unpaid debt is a problem that only gets worse the longer it continues. The good news is that there are ways of getting out from under a pile of past due payments.

Getting Out of Debt

Consolidating Loans
Consolidating several loans into a single loan may decrease your overall monthly interest, as well as simplifying your repayment process and making it easier to track how much you owe.

Credit Counseling
There are various agencies and companies that can help you manage your debt through four forms of assistance:

  • Review your debt load and income
  • Help you set up a realistic personal budget
  • Negotiate with creditors to reduce payments on bills
  • Plan for your future expenses