Financial Literacy for Everyone

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Some banks now offer personal or education loans to students. Do your research – check online and ask around about the different options available to you. Find out about the financing terms and rates, and about the repayment plan and decide what works best for you. Here are some questions to consider for your research or when speaking with a bank representative: What is the interest rate on the loan? How long is the term? Does the prepayment plan include a grace period after graduation (some student loans offer a six-month grace period)?

Repaying Student Loans

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